Right, as far as I'm aware, with professionals the most $15 will get you is a one of their standard templates, professional and sleek. However you must realise that they've probably sold this template to many people before you. Now what people pay the real money for is an original design, something that will be unique to their site. If you plan to setup something big, then go for an original design! However £15 wont get you anywhere...
Also, my templates are easy to setup a site from. Anyone with some basic HTML knowledge and a little skill in dreamweaver can pull a half decent site out of a .jpg ... or at least I know I probably could.
None the less... I'm not designing nixxies for £15.